there were planes to catch and bills to pay

Plan It is an option to sidestep your account’s standard interest charges and, instead, set up a payment plan for qualifying charges of $100 or more.

By doing so, you are simply sending American Express your money before you need to and at the same time, losing out on any interest that the money would have earned in your own bank account. Unless you are using it as a budgeting tool, there is no advantage to paying off your credit card bill in multiple payments throughout the month. Instead, the money is used to pay down your overall balance, starting with your minimum payment for the month. Although you select individual purchases to pay off when using Pay It through the app, the money that you send is not actually set as a credit for those specific purchases. Pay It allows you to, in effect, partially pay off your credit card bill throughout the month. You can repeat the process if you want to pay off multiple charges and you will still earn rewards on any charges that you pay early with Pay It. Then, complete your payment and the credit will post to your account within 24 to 36 hours.

To use the Pay It feature, you simply need to tap on the qualifying purchase amount that you want to pay. The option will show up under the dollar amount when looking at the specific charges for your eligible card in your American Express app. Pay It is an option to immediately pay off charges to your card that are under $100.

Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership.

There were planes to catch and bills to pay